California Consumer Privacy Act (CCPA) Notice
This CCPA Notice supplements the information contained in our Privacy Policy and applies solely to residents of the State of California who interact with GetMyPolicy.app or Get My Policy, Inc.
1. Scope of This Notice
This California Consumer Privacy Act (“CCPA”) notice describes how we collect, use, disclose, and may “sell” or “share” personal information of California residents, and explains the rights that California residents have under the CCPA and other applicable California privacy laws.
For purposes of this notice, “personal information” has the meaning given in the CCPA and includes information that identifies, relates to, describes, or can reasonably be associated with a particular consumer or household.
2. Categories of Personal Information We May Collect
In the 12 months preceding the date of this notice, we may have collected the following categories of personal information, depending on how you interact with us:
- Identifiers (e.g., name, postal address, ZIP code, email address, phone number, IP address);
- Customer records information (e.g., contact details, information you submit when requesting insurance information or quotes);
- Protected classification information (e.g., age or date of birth, to the extent you provide it and to the extent allowed by law);
- Commercial information (e.g., records of requests for information, interests in particular types of insurance products);
- Internet or other electronic network activity information (e.g., browsing history, pages viewed, device type, interactions with our website);
- Geolocation data (e.g., approximate location derived from your IP address or ZIP code you provide);
- Inferences drawn from the above, such as potential interests in certain coverage types or products.
We generally do not seek to collect sensitive personal information as defined under California law unless you choose to provide specific details in connection with an insurance inquiry and such collection is permitted by applicable law.
3. Sources of Personal Information
We may collect personal information from the following sources:
- Directly from you, when you complete forms, request information, or contact us;
- From your use of our website, including cookies, pixels, and similar technologies;
- From licensed insurance agents, agencies, or other partners that work with us;
- From service providers that assist with analytics, hosting, communications, and related services.
4. Purposes for Using Personal Information
We may use personal information for one or more of the following business or commercial purposes:
- To operate, maintain, and improve our website and services;
- To respond to your inquiries and requests for insurance information;
- To connect you with licensed insurance agents, agencies, or other partners, at your request;
- To provide you with information about insurance plans, products, and services that may be of interest;
- To maintain security, prevent fraud, and detect unauthorized or illegal activity;
- To comply with applicable legal obligations and respond to lawful requests;
- For analytics, internal research, and website performance measurement;
- For other purposes described to you at the time your information is collected or as permitted by law.
5. Disclosure of Personal Information
We may disclose personal information to third parties for business purposes. When we disclose personal information for a business purpose, we enter into contracts that describe the purpose and require the recipient to keep that personal information confidential and to use it only for the contractually specified purposes.
In the preceding 12 months, we may have disclosed the categories of personal information described above to:
- Licensed insurance agents and agencies;
- Insurance carriers and related insurance entities, where applicable;
- Field marketing organizations (FMOs) or similar intermediaries that support insurance distribution;
- Service providers (e.g., hosting, analytics, communication, customer support, security);
- Professional advisors (e.g., attorneys, auditors, consultants);
- Government authorities or law enforcement where required by law.
6. “Sale” or “Sharing” of Personal Information
Under the CCPA, certain data practices involving cookies, advertising technology, or sharing information with third parties for cross-context behavioral advertising may be considered a “sale” or “sharing” of personal information, even if no money is exchanged in a traditional sense.
We do not sell personal information in the way most people would commonly understand that term. However, we may use third-party analytics or advertising tools that could be interpreted as a “sale” or “sharing” of identifiers or internet/electronic network activity information under California law.
You may have the right to opt out of certain “sales” or “sharing” of your personal information. You can exercise this right by:
- Contacting us using the methods listed in the “How to Exercise Your CCPA Rights” section below; and/or
- Adjusting your browser settings to block or limit cookies and tracking technologies.
If we implement additional online tools such as a “Do Not Sell or Share My Personal Information” link, those tools will provide another way to submit your preferences.
7. Your Rights Under the CCPA
If you are a California resident, you may have the following rights, subject to certain conditions and limitations:
-
Right to Know/Access
You may have the right to request that we disclose the categories and specific pieces of personal information we have collected about you, the categories of sources, the business or commercial purposes for collecting, selling, or sharing the information, and the categories of third parties to whom the information was disclosed. -
Right to Delete
You may have the right to request that we delete personal information we have collected from you, subject to certain exemptions (for example, where the information is needed to comply with legal obligations or complete transactions you requested). -
Right to Correct
You may have the right to request that we correct inaccurate personal information that we maintain about you. -
Right to Opt Out of Sale or Sharing
You may have the right to direct us not to sell or share your personal information for cross-context behavioral advertising, as those terms are defined under California law. -
Right to Limit Use of Sensitive Personal Information
If we collect sensitive personal information as defined under California law, you may have the right to limit certain uses of that information, subject to legal exceptions. -
Right to Non-Discrimination
You have the right not to receive discriminatory treatment by us for exercising any of your CCPA rights.
8. How to Exercise Your CCPA Rights
To exercise your rights described above, or to submit a request on behalf of another person as an authorized agent (where permitted by law), you can contact us using any of the following methods:
- Phone: (888) 481-5551 | TTY: 711
- Postal mail:
- Get My Policy, Inc.
- GetMyPolicy.app
- 66 West Flagler Street
- Suite 900 - #6214
- Miami, FL 33130
When you submit a request, we may need to verify your identity to protect your privacy and security. The verification steps may vary depending on the type of request and the sensitivity of the information involved. If you authorize someone else to act on your behalf, we may require proof of that authorization, as well as additional verification.
9. Retention of Personal Information
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this notice and in our Privacy Policy, to comply with legal and regulatory requirements, to resolve disputes, and to enforce our agreements. Retention periods may vary depending on the type of data and how it is used.
10. Minors
Our website is intended for adults. We do not knowingly sell or share the personal information of consumers under 16 years of age. If you believe we have inadvertently collected personal information from a minor in a way that is inconsistent with applicable law, please contact us using the information above.
11. Updates to This CCPA Notice
We may update this CCPA Notice from time to time to reflect changes in our practices or applicable law. When we make material changes, we will revise the “Last updated” date and may provide additional notice as required.
Last updated: [insert date you publish or last revise this notice]
GetMyPolicy.app is owned and operated by Get My Policy, Inc., a privately-owned non-government website. The government website can be found at HealthCare.gov. This website serves as an invitation for you, the customer, to inquire about further information regarding Medicare, health insurance and other insurance products, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of this insurance. GetMyPolicy.app is not affiliated with or endorsed by any government website, entity, or publication.