Health Insurance
Health insurance can help with the cost of covered doctor visits, hospital care, prescriptions, and other medical services. GetMyPolicy.app connects you with licensed insurance agents who can help you explore available options and understand how different plans may work for your needs and budget.
Having health insurance may help protect you from paying the full cost of covered medical services on your own. Depending on the plan, coverage might include primary care, specialist visits, preventive services, emergency care, and more, subject to plan terms and limitations.
Licensed insurance agents can explain how premiums, deductibles, copayments, coinsurance, and out-of-pocket maximums work together so you can compare plan structures more clearly.
What you may want to think about
- Your typical healthcare needs, such as prescriptions, specialist visits, or chronic condition care.
- Whether you want to keep your current doctors and which networks they participate in.
- How much you are comfortable paying each month in premiums versus at the time of care.
- Estimated costs if you have an unexpected illness, accident, or hospital stay.
How GetMyPolicy.app can help
When you provide your information through this website, a licensed insurance agent may contact you to discuss health insurance products that may be available in your area. They can:
- Review plan basics such as premiums, deductibles, and out-of-pocket maximums.
- Discuss covered services, networks, and referrals, where applicable.
- Compare multiple plan options side by side, where available.
- Explain coverage limitations, exclusions, and waiting periods.
Types of health plans you may explore
Different health plans organize care and costs in different ways. A licensed insurance agent can help explain which structures may be available and how they work.
Plans that may require you to use a network of doctors and hospitals, often with a primary care provider coordinating your care. Referrals may be needed to see certain specialists, subject to plan rules.
Plans that may offer more flexibility in choosing doctors, including out-of-network providers, usually at different cost levels. Copays and coinsurance amounts vary by plan and network use.
Plans that may provide coverage primarily when you use in-network providers, except for emergencies, subject to plan rules. These plans may not require referrals in some cases.
Plans with higher deductibles that you must meet before certain coverage begins, combined with out-of-pocket maximums that limit costs for covered services each year, subject to plan terms.
Plans that may provide temporary coverage for a limited time period. These plans may not include all of the benefits of other major medical coverage and may have important limitations and exclusions.
Products that may offer additional benefits, such as fixed cash benefits for certain covered events, which can be used alongside other health coverage, subject to product terms and conditions.
GetMyPolicy.app is owned and operated by Get My Policy, Inc., a privately-owned non-government website. The government website can be found at HealthCare.gov. This website serves as an invitation for you, the customer, to inquire about further information regarding Medicare, health insurance and other insurance products, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of this insurance. GetMyPolicy.app is not affiliated with or endorsed by any government website, entity, or publication.