Medicare Insurance
Medicare-related coverage can involve multiple parts, plan types, and enrollment periods. GetMyPolicy.app connects you with licensed insurance agents who can help you explore Medicare Advantage plans, Medicare Supplement insurance policies, and Medicare prescription drug plans, where available.
Original Medicare is a federal program that generally includes Part A (hospital insurance) and Part B (medical insurance). Many people choose to look at additional Medicare options offered by private insurance companies, such as Medicare Advantage plans, Medicare Supplement insurance policies, and stand-alone Medicare prescription drug plans, subject to availability in their area.
These plans and policies are offered by private insurance companies that contract with Medicare or that provide coverage designed to work with Original Medicare. Each option has its own premiums, benefits, limitations, and rules for use.
Medicare options you may consider
- Staying with Original Medicare and adding coverage such as a Medicare Supplement insurance policy and/or a Medicare prescription drug plan (Part D).
- Enrolling in a Medicare Advantage plan (Part C) offered by a private insurance company, where available.
- Reviewing benefits like doctor networks, prescription coverage, and out-of-pocket costs.
- Understanding enrollment periods and when you may be able to make changes to your coverage.
How GetMyPolicy.app can help
When you share your information on this website, a licensed insurance agent may contact you to discuss Medicare plan options that may be available in your area. They can:
- Review Medicare Advantage, Medicare Supplement, and prescription drug plan basics.
- Discuss premiums, deductibles, copayments, and out-of-pocket limits, where applicable.
- Help you understand how a plan or policy may work with your current doctors and prescriptions.
- Explain important limitations, exclusions, and plan rules so you can compare options more clearly.
Examples of Medicare-related options
Different Medicare-related products and plans work in different ways. A licensed insurance agent can help you understand which options may be available and how they may fit your needs.
The federal Medicare program generally includes Part A (hospital insurance) and Part B (medical insurance). It may not cover all healthcare costs, and you will usually pay your share of deductibles, coinsurance, and copayments for covered services, subject to program rules.
Medicare Advantage plans (Part C) are offered by private insurance companies that contract with Medicare. These plans provide your Medicare Part A and Part B coverage and may include additional benefits, such as prescription drug coverage, vision, or dental, depending on the plan.
Stand-alone Medicare prescription drug plans (Part D) are offered by private insurance companies approved by Medicare. These plans help with the cost of covered prescription drugs, subject to plan formularies, tiers, and other rules.
Medicare Supplement insurance policies (often called “Medigap”) are offered by private insurance companies and may help pay certain costs that Original Medicare does not cover, such as some copayments, coinsurance, and deductibles, subject to policy terms.
Some Medicare Advantage plans may use provider networks, referrals, or prior authorization for certain services. Understanding these rules can help you know how to use your coverage and what costs you may be responsible for.
Medicare has specific enrollment periods and rules for when you may enroll in, change, or drop coverage. A licensed insurance agent can explain these timeframes and how they may apply to your situation.
GetMyPolicy.app is owned and operated by Get My Policy, Inc., a privately-owned non-government website. The government website can be found at HealthCare.gov. This website serves as an invitation for you, the customer, to inquire about further information regarding Medicare, health insurance and other insurance products, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of this insurance. GetMyPolicy.app is not affiliated with or endorsed by any government website, entity, or publication.